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Terms Of Use

1. TERMS

These are the Terms and Conditions of use of the website (www.evloans.com.au) and/or the related mobile application (collectively referred to as either the “Site” or the “App”). Your use of the Site is subject to these Terms and Conditions of use (“Site T&Cs”). The Site is operated by EV Loans Pty Limited, ABN ## ### ### ###, Australian Financial Services Licence No: ######, Australian Credit Licence No: ###### (“EV Loans”).

Please carefully read the Site T&Cs before using the information and services available through the Site.

EV Loans may also present additional terms on the Site from time-to-time, which are integral to these Site T&Cs and apply to your use of, and access to, certain sections of the EV Loans Site. These additional terms include but are not limited to EV Loans’ Privacy Policy and Financial Services & Credit Guide. As you are bound by these additional terms, please review them wherever they are accessible to you on the EV Loans Site.

Continued use of the Site implies your acceptance of all the Site T&Cs. If you disagree with the Site T&Cs, please cease using the Site immediately. EV Loans reserves the right to amend, modify, add, or delete any of the Site T&Cs periodically, and such changes will take effect upon display on the Site.

2. PERMITTED USE OF THE SITE

You confirm to EV Loans that you are a legitimate user interested in comparing products and services available for ranking and comparison on the Site, and obtaining additional information about those products, services, and their providers (“Suppliers”) including offers presented through the Site Material.

Based on your agreement to the Site T&Cs, specifically the warranty mentioned above, EV Loans grants you a non-exclusive, revocable, non-transferable license to use its software on a server managed by EV Loans, solely for the purpose of accessing and acquiring Site Material from the Site for personal use.

Products and services referred to on the Site, along with offers presented through the Site, are exclusively intended for Australian residents. These products, services, and offers are not accessible to non-Australian residents due to potential non-compliance with laws beyond Australia. Refer to the Supplier’s website for further details.

You undertake not to use the Site or any Site Materials (as defined in Section 5 below):

  • For commercial purposes, including competitive advantage or disadvantage, or to operate your own comparison service.
  • In a manner inconsistent with the Site’s intended purpose.
  • In breach of any laws.
  • In any other manner not expressly allowed by the Site T&Cs.

You also agree not to:

  • Infringe upon intellectual property rights or other rights of any person, including EV Loans.
  • Use methods or processes to obtain, process, copy, replicate, distribute, modify, or repackage Site Material.
  • Consolidate or combine Site Material with any other content or data.
  • Attempt to construct or identify Site source code or interfere with Site security.
  • Use, access, or retain Content in a manner not permitted by these Terms.
  • Employ methods designed to obtain numerous quotes, comparisons, rankings, or other information from the Site.
  • Obtain information to identify underwriting, rating, and related business methodology.
  • Interfere with Site operation or distort Site Material.
  • Transmit viruses or codes to disrupt Site operation.

Use of the Site is at your own risk, provided on an “as is” basis. EV Loans makes no representations or warranties regarding Site availability, uninterrupted access, or security.

Data transmission over the Internet is not entirely secure. EV Loans does not warrant the security of information transmitted to it via the Site, and any such information is transmitted at your risk.

 

3. USE AND RELIANCE ON-SITE MATERIAL

EV Loans does not warrant the accuracy, adequacy, or completeness of Site Material. All information is subject to change without notice.

While effort is taken to ensure the reliability of statements, RateCity gives no warranties or guarantees, except those implied by law, in relation to data, ratings, reports, and analyses on the Site, including offers from Suppliers.

RateCity is not liable for user actions based on Site information. No obligation exists to provide updates on published statements or information. Site research is current as of the data collection date; product details may have changed. Verify product details with Suppliers before making decisions.

Refer to Supplier websites for complete information. Users should assess product relevance to their needs before acting on the information.

4. REFERRAL LINKS AND THIRD-PARTY CONTENT

Third-party advertising and referral links containing hyperlinks (“Referral Links”) may be paid by advertisers. RateCity may earn payment for such advertising or referral. Referral Links are not endorsements by EV Loans.

The Site may contain links to Third Party Web Sites. EV Loans is not liable for Third Party Web Content and makes no warranties regarding Third Party Web Sites or Third Party Web Content.

5. INTELLECTUAL PROPERTY

Site Material, graphics, and content (“Site Material”) are owned or licensed by EV Loans, protected by copyright and other intellectual property laws. Use not infringing EV Loans’ rights is allowed.

“EV Loans” is a trademark of EV Loans Pty Limited. Other trademarks, names, logos displayed on the Site are used under license or permission. Such marks remain the property of respective owners.

6. LIMITATION OF LIABILITY

EV Loans makes no warranty regarding products, services, or offers on the Site, except those which cannot be excluded by law.

EV Loans is not liable for losses, damages, liabilities, claims, and expenses arising from Site Material or Third Party Material, whether in contract, tort, statute, or otherwise.

7. REFERRAL SERVICE

EV Loans may provide access to Service Providers. EV Loans is not liable for products or services provided by Service Providers.

8. EV LOANS SWITCH & SAVE SALE OFFERS

EV Loans may advertise the Switch and Save Sale (“Sale”) with Offers from Offer Suppliers. Participation in Sale Offers implies acceptance of Sale terms.

 

Effective Date: 09/08/2023