Financial Services Guide
EV Loans Electric Vehicle (EV) Loan Guide
ABN ## ### ### ### 9 Godwin Street. Bulimba, QLD 4171 E: Admin@evloans.com.au T: 1300 ### ###
Date: 1/8/2023
Electric Vehicle (EV) Loan Services and Credit Guide
This Electric Vehicle (EV) Loan Services and Credit Guide (“EV FSCG”) is a crucial document crafted by EV Loans Pty Limited (“EV Loans”) to assist you in determining whether you wish to utilize any of the financial services or products provided by EV Loans specifically for Electric Vehicle loans.
This EV FSCG also imparts relevant information about:
- Our identity
- The range of services and financial products we are authorized to offer, specifically tailored to Electric Vehicle loans
- How we are compensated for Electric Vehicle loan-related services
- Any potential conflicts of interest relevant to EV Loans
- Our internal and external dispute resolution procedures and how to access them for Electric Vehicle loans.
Electric Vehicle Loan Services Offered by EV Loans
EV Loans is authorized to conduct a financial services business providing general financial product advice and facilitating the application for, acquisition, variation, or disposal of financial products specifically tailored to Electric Vehicle loans on behalf of another person.
Authorization Under Australian Credit Licence
EV Loans is authorized under the Australian Credit Licence to:
- Engage in credit activities relevant to Electric Vehicle loans, other than as a credit provider, including providing credit services and performing obligations or exercising rights of a credit provider, lessor, mortgagee, or beneficiary.
Access to Electric Vehicle Loan Information
Please note that not all institutions providing Electric Vehicle loans may be featured in our search results or top tables. This could be due to various reasons, including institution preferences, data access limitations, product ratings, and payment considerations.
Our Terms of Service for Electric Vehicle Loans
All our services relevant to Electric Vehicle loans are provided based on the terms of use, disclaimer, and privacy policy published on our website. We strongly recommend reviewing these terms carefully before visiting and using our website for Electric Vehicle loan-related information.
Purpose of this Guide for Electric Vehicle Loans
Under the Corporations Act, EV Loans is deemed to provide general financial product advice relevant to Electric Vehicle loans through various means, even though we do not directly engage with you. This guide is provided to fulfill our legal obligations and provide essential information about our services and products tailored to Electric Vehicle loans.
Influential Relationships
EV Loans is not owned by any financial product issuer specifically for Electric Vehicle loans. However, we may have partnership arrangements with third parties related to data supply and may provide referrals and advertising placements to some Electric Vehicle loan product issuers.
Compensation and Payment for Electric Vehicle Loan Services
For information on how we earn revenue from Electric Vehicle loan-related services, please refer to the link “How we make money” on our website. Our staff members involved in Electric Vehicle loan services receive salaries and may be eligible for discretionary annual performance payments.
Referrals and Compensation for Electric Vehicle Loans
EV Loans may compensate third parties who refer individuals to our website for Electric Vehicle loan information or display RateCity content related to Electric Vehicle loans on third party websites.
Compensation Arrangements for Electric Vehicle Loans
EV Loans holds professional indemnity insurance that meets legal requirements for Electric Vehicle loan services. Former representatives involved in Electric Vehicle loan services are covered by our insurance for events occurring during their employment.
Handling Complaints for Electric Vehicle Loans
If you have a complaint about Electric Vehicle loan services provided by RateCity, please contact our Complaints Officer via email at admin@evloans.com.au. We are a member of the Australian Financial Complaints Authority (AFCA), and you can escalate your complaint to them if you are unsatisfied with our resolution.
AFCA Contact Details for Electric Vehicle Loans:
Australian Financial Complaints Authority
GPO Box 3, Melbourne VIC 3001
T: 1800 931 678 (Australia-Wide)